Welcome to StrucSure Home Warranty, your best choice for structural
warranty coverage on new homes nationwide.
What is a structural home warranty?
The need for ten year structural warranties began in the 1970s when Congress suggested
that builders escrow 10% of the price of a home to cover structural defects (which
statistically occur about as often as major fire damage). As builder margins
were not equipped to absorb that 10%, home warranty companies were conceived to
bear the risk.
Structural home warranties were designed to protect both builders and buyers from
being legally exposed to construction defect issues. This coverage includes
defects in the load-bearing portions of new homes such as framing members, floor
joists, roof trusses, and the foundation system.
Structural defects can result from a number of things. The most common include
shifting soil, changes in weather conditions (periods of drought followed by heavy
rain), and faulty workmanship. Soil and weather are hard to predict and control,
but faulty workmanship happens, and it might not manifest into a structural defect
for many years after a homebuyer moves into one of your homes. Once a problem
becomes apparent, it can be very costly to fix. In addition, if you are building
without a warranty, you are responsible for defects that fall within a state's implied
warranty period (which may be up to 10 years or longer).
As a builder, structural warranty coverage protects you from expensive repairs in
the event a major structural defect occurs. Offering a structural home warranty
to your buyers communicates that you care about them and their buying experience,
thus building buyer confidence. It also shows that you provide a quality product
and you stand behind your work.
We know that most builders believe that structural defects will never happen to
them, but even solidly built homes can have problems. The bottom line?
Your bottom line.
Leave the Risk to Us!
Play the videos below to learn more about how you can benefit from our products