At StrucSure Home Warranty, we pride ourselves in providing
the best warranty products and services to help builders minimize their risk and
build buyer confidence. The information below describes our warranty
coverage options on new homes. If you are a builder who has added remodeling
to your mix, be sure to check out our NEW program that provides warranty coverage on
remodeling projects. Click here
to learn more...
What warranty products do
you offer on new homes? Click here to view our warranty overview sheet and coverage schmatic.
StrucSure offers the following insurance-backed warranties on new homes:
A 1, 2 and 10-year combined warranty which includes coverage
for one year on workmanship and materials, coverage for two years on the delivery
portion of systems (electrical, plumbing, and heating & A/C), and coverage for
10 years on major structural defects.
Under this combined warranty, the one-year portion backs the builder’s
obligation to the buyer for workmanship and materials. Under the one-year
warranty provision, StrucSure will cover workmanship and material defects in the
event the builder is unable to do so.
The two-year warranty backs the builder’s obligation
to the buyer for the delivery portion of systems (water supply
system, septic tank system, plumbing, electrical, and heating & A/C).
Under the two-year warranty provision, StrucSure will cover the delivery portion
of systems in the event the builder is unable to do so.
The 10-year structural warranty begins on the day of closing and
lasts for 10 years.
- A 10-year major structural defect warranty (does not
include the one and two year options above). This warranty coverage begins
on the day of closing and lasts for 10 years.
*Please click here for additional information
on our warranty options and what they cover.
What exactly does each component
cover? Click here to view our warranty overview sheet and coverage schmatic.
The one and two-year warranty is optional coverage which acts as a surety
program, backing the builder obligation to provide warranty coverage on workmanship
and materials for one year from the date of closing and the delivery portion of
systems (water supply system, septic tank system, plumbing, electrical, and heating
& A/C) for two years from the date of closing.
structural warranty covers
major structural defects (does
not include cosmetic workmanship items). This coverage begins on day one of
closing and lasts for 10 years. The definition of a major structural defect (MSD)
is defined in our Warranty Coverage Booklet. The list below represents covered
- Foundation systems and footings,
- Floor framing systems,
- Walls and partitions,
- Roof framing systems,
- Lintels (other than those supporting veneers),
- Columns (other than a column that is designed to be cosmetic), and
- Masonry Arches (other than a column that is designed to be cosmetic).
The Construction Quality Standards in our Warranty Coverage Booklet define the builder
obligations for the two-year warranty coverage. StrucSure Home Warranty will only
assume those warranty obligations should the builder fail to perform them. This
coverage can be added to the 10-year major structural defect (MSD) warranty but
cannot be purchased alone. Both the two-year and the 10-year coverage options
are necessary in situations where the warranty is being used to satisfy HUD requirements.
contact us with any questions or for additional information on our products
OTHER PRODUCTS & SERVICES
Engaging in risk management solutions is a good business decision. Protect
yourself from expensive claims, lawsuits, and liabilities with a complete risk management
package that includes builder's risk and insurance services for contractors and
subcontractors. Check out our partners below:
General Liability, Builder's
Risk, Workman's Comp, and more...
StrucSure Home Warranty's sister
company, SHW Insurance Services, offers products to help complete your risk management
Since 2002, SHW Insurance Services
has provided builders, developers, contractors, and subcontractors with viable solutions
to managing risks, insuring operations, and protecting assets. We pride ourselves
in offering an extensive menu of options that are competitively priced. Whether
you’re a small sub-contractor or a large developer, we have a program that
will fit your tailored needs.
We work with only the best carriers,
provide the most competitive rates, and offer all types of the following programs:
General Liability, Builder’s Risk, Worker’s Comp, Equipment Riders,
Construction Bonds, Commercial Auto, Excess Insurance...
We have been extremely successful
in helping our clients grow their businesses by consolidating their risk management
needs into simple and comprehensive “one-stop-shop” packages.
With access to over 45 carriers,
we can handle all of your risk management needs with ONE call!
Visit www.shwins.com for more information.
Risk Management Solutions
for Builders, Contractors,
Since 2001, Golden Insurance
Company has provided solid and affordable insurance solutions to building professionals
in the construction industry.
By joining the Golden family of members, you will be participating in a select group
of construction industry professionals who understand that good risk management
techniques benefit the entire industry and keep insurance costs down.
Company specializes in Commercial General Liability Insurance for the construction
field and has a team of highly trained individuals that underwrite each account
case-by-case, based on the specific needs of the insured. Flexibility and consideration
are the foundation of the Golden Insurance Program. We welcome both builders
and brokers to our program.
Visit www.golden-insurance.com for more information.
Alternative Risk Financing
The Four Points Re, SPC Ltd.
segregated portfolio facility is an Alternative Risk Financing Vehicle for insureds
looking for the advantages of a captive insurance company, without the time and
financial commitment involved in establishing a wholly-owned insurance company of
their own. Visit
www.4pointsre.com for more
information or click here for a company overview sheet.
for Franchisees and Owner Builders
StrucSure Home Warranty and UBuildIt
have partnered together to provide valuable services for all UBuildIt clients. If
are a UBuildIt franchisee or owner-builder, you are one step away from greater peace
of mind regarding the structural integrity of your
home(s). Please click here
to learn more...
Builder Custom Homes Partnership
StrucSure Home Warranty has partnered
with general Owner Builders on structural coverage. Please click here to learn more...