At StrucSure Home Warranty, we pride ourselves in providing the best warranty products and services to help builders minimize their risk and build buyer confidence.   The information below describes our warranty coverage options on new homes.  If you are a builder who has added remodeling to your mix, be sure to check out our NEW program that provides warranty coverage on remodeling projects.   Click here to learn more... 

What warranty products do you offer on new homes?    Click here to view our warranty overview sheet and coverage schmatic.
StrucSure offers the following insurance-backed warranties on new homes:

• A 1, 2 and 10-year combined warranty which includes coverage for one year on workmanship and materials, coverage for two years on the delivery portion of systems (electrical, plumbing, and heating & A/C), and coverage for 10 years on major structural defects. 
  
  Under this combined warranty, the one-year portion backs the builder’s obligation to the buyer for workmanship and materials. Under the one-year warranty provision, StrucSure will cover workmanship and material defects in the event the builder is unable to do so. 
  
  The two-year warranty backs the builder’s obligation to the buyer for the delivery portion of systems (water supply system, septic tank system, plumbing, electrical, and heating & A/C).  Under the two-year warranty provision, StrucSure will cover the delivery portion of systems in the event the builder is unable to do so.   
  
  The 10-year structural warranty begins on the day of closing and lasts for 10 years.
  
  
• A 10-year major structural defect warranty (does not include the one and two year options above).  This warranty coverage begins on the day of closing and lasts for 10 years.

*Please click here for additional information on our warranty options and what they cover. 

What exactly does each component cover?    Click here to view our warranty overview sheet and coverage schmatic.
The one and two-year warranty is optional coverage which acts as a surety program, backing the builder obligation to provide warranty coverage on workmanship and materials for one year from the date of closing and the delivery portion of systems (water supply system, septic tank system, plumbing, electrical, and heating & A/C) for two years from the date of closing.

The 10-year structural warranty covers major structural defects (does not include cosmetic workmanship items).  This coverage begins on day one of closing and lasts for 10 years. The definition of a major structural defect (MSD) is defined in our Warranty Coverage Booklet.  The list below represents covered components:

• Foundation systems and footings,
• Floor framing systems,
• Walls and partitions,
• Roof framing systems,
• Beams,
• Headers,
• Girders,
• Lintels (other than those supporting veneers),
• Columns (other than a column that is designed to be cosmetic), and
• Masonry Arches (other than a column that is designed to be cosmetic).

The Construction Quality Standards in our Warranty Coverage Booklet define the builder obligations for the two-year warranty coverage. StrucSure Home Warranty will only assume those warranty obligations should the builder fail to perform them. This coverage can be added to the 10-year major structural defect (MSD) warranty but cannot be purchased alone.  Both the two-year and the 10-year coverage options are necessary in situations where the warranty is being used to satisfy HUD requirements.

Please contact us with any questions or for additional information on our products and services.

OTHER PRODUCTS & SERVICES

Engaging in risk management solutions is a good business decision.  Protect yourself from expensive claims, lawsuits, and liabilities with a complete risk management package that includes builder's risk and insurance services for contractors and subcontractors.  Check out our partners below:

		General Liability, Builder's Risk, Workman's Comp, and more... StrucSure Home Warranty's sister company, SHW Insurance Services, offers products to help complete your risk management package. Since 2002, SHW Insurance Services has provided builders, developers, contractors, and subcontractors with viable solutions to managing risks, insuring operations, and protecting assets.  We pride ourselves in offering an extensive menu of options that are competitively priced.  Whether you’re a small sub-contractor or a large developer, we have a program that will fit your tailored needs.  We work with only the best carriers, provide the most competitive rates, and offer all types of the following programs: General Liability, Builder’s Risk, Worker’s Comp, Equipment Riders, Construction Bonds, Commercial Auto, Excess Insurance... and more! We have been extremely successful in helping our clients grow their businesses by consolidating their risk management needs into simple and comprehensive “one-stop-shop” packages.  With access to over 45 carriers, we can handle all of your risk management needs with ONE call! Visit www.shwins.com for more information.
		Risk Management Solutions for Builders, Contractors, and more... Since 2001, Golden Insurance Company has provided solid and affordable insurance solutions to building professionals in the construction industry. By joining the Golden family of members, you will be participating in a select group of construction industry professionals who understand that good risk management techniques benefit the entire industry and keep insurance costs down. Golden Insurance Company specializes in Commercial General Liability Insurance for the construction field and has a team of highly trained individuals that underwrite each account case-by-case, based on the specific needs of the insured. Flexibility and consideration are the foundation of the Golden Insurance Program.  We welcome both builders and brokers to our program.  Visit www.golden-insurance.com for more information.
		Alternative Risk Financing Vehicle... The Four Points Re, SPC Ltd. segregated portfolio facility is an Alternative Risk Financing Vehicle for insureds looking for the advantages of a captive insurance company, without the time and financial commitment involved in establishing a wholly-owned insurance company of their own. Visit www.4pointsre.com for more information or click here for a company overview sheet.
		UBuildIt Partnership for Franchisees and Owner Builders StrucSure Home Warranty and UBuildIt have partnered together to provide valuable services for all UBuildIt clients. If you are a UBuildIt franchisee or owner-builder, you are one step away from greater peace of mind regarding the structural integrity of your home(s).  Please click here to learn more...
		Owner Builder Custom Homes Partnership StrucSure Home Warranty has partnered with general Owner Builders on structural coverage.  Please click here to learn more...